Author Archives | DeePower

DeePower - who has written 23 posts on FavStocks.

Dee Power holds a Master of Business Administration degree. She is a founding partner of Profit Dynamics Inc., which provides financial advisory services to entrepreneurs looking for capital. She is the co-author of several business books, including "Attracting Capital From Angels," "Inside Secrets to Venture Capital," and several e-books. Dee has been invited as a guest speaker to present on business planning, financing, and venture capital. She has presented at the Small Business Development Centers, Thunderbird International Graduate School of Management, College of Advancing Computer Sciences, Software and High Tech Associations, as well as business groups. She has been interviewed by USA Today, New York Times, Washington Post, BusinessWeek, SmartMoney, and Entrepreneur Magazine as well as Business Journals around the United States. She has also been the guest on radio shows and local TV shows. Dee writes on personal finance for the consumer's covering managing debt, credit cards, home mortgages, home equity loans, savings, and budgeting.

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Freeze Your Communication Costs

8 December 2009

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Most families these days feel like they can barely make ends meet, never mind have anything left in their wallet to invest.  The first step toward financial freedom is cutting expenses below your income.  In other words your outgo has to be less than your income.  Today we’ll look at cutting communication costs.

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What You Need to Know about Home Equity Loans

23 November 2009

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Many home owners want to pull some equity out of their home (if they were lucky enough to buy before the real estate boom then bust) and use the proceeds to pay off debt or use as a nest egg.  

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Pay Day Loans: Life Saver or Death Trap?

20 November 2009

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Pay day loans may sound like the perfect solution when you have an emergency or just need some extra cash. It sounds easy: no credit check, no assets to pledge, and no waiting. But is a pay day loan a life saver or a death trap?

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Auto Based Loans for People With Poor Credit

18 November 2009

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The poor economy, bad real estate conditions, and lackluster job market have forced many families into a precarious financial position. They can’t get a loan based on the value of their house because the house isn’t worth what it’s mortgaged for. Getting a better paying job isn’t an option at the moment. So if money [...]

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Are Home Values Stabilizing? Well Sort Of.

11 November 2009

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Zillow Real Estate (www.zillow.com) reports that Americans with negative equity in their single-family homes fell to 21% in the third quarter which is 2 percentage points better than the second quarter at 23%. The bad news is that some of that improvement is because more homeowners were forced into foreclosure so the homes were taken [...]

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Teaching Children What Money is All About

4 November 2009

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Most kids have no conception of money. And why should they? Mom or Dad whips out the credit card or debit card to pay for groceries, writes a check to pay the car payment, and goes online to pay the mortgage. When cash is required it means a trip to the ATM machine and then [...]

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Keep Those Belts Tightened: The Job Market isn’t Getting Better

3 November 2009

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While there have been some signs of recovery in real estate and the stock market it seems that the job market is still declining. Online advertised vacancies declined by 83,200 to 3,280,000 in October, according to The Conference Board Help-Wanted OnLine Data Series (HWOL)(TM) released November 2. Of course those jobs are only representative of [...]

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Not a Pretty Picture: Debt, Divorce, and Bankruptcy

30 October 2009

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Those were the top named service requests reported by Pre-Paid Legal Services (NYSE: PPD) based on input from their participating law firms.  Pre-paid legal services provides specified legal services to their members.

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More tips for a better credit score

23 October 2009

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Improving your credit score will pay off in lower interest rates, lower insurance rates, and better terms. Three major bureaus, Transunion, Equifax and Experian keep track of your credit history and scores. If your score isn’t what it should be here are a few more tips.

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Improve Your Credit Score? Yes You Can.

9 October 2009

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Credit reports and scores are used for more than just getting a loan, credit card, or mortgage. There are three major companies that track your credit history Transunion, Equifax, and Experian. Many employers look at a credit report to see how responsible the job applicant is, even if the job they’re applying for doesn’t have [...]

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