Author Archives | DeePower

DeePower - who has written 23 posts on FavStocks.

Dee Power holds a Master of Business Administration degree. She is a founding partner of Profit Dynamics Inc., which provides financial advisory services to entrepreneurs looking for capital. She is the co-author of several business books, including "Attracting Capital From Angels," "Inside Secrets to Venture Capital," and several e-books. Dee has been invited as a guest speaker to present on business planning, financing, and venture capital. She has presented at the Small Business Development Centers, Thunderbird International Graduate School of Management, College of Advancing Computer Sciences, Software and High Tech Associations, as well as business groups. She has been interviewed by USA Today, New York Times, Washington Post, BusinessWeek, SmartMoney, and Entrepreneur Magazine as well as Business Journals around the United States. She has also been the guest on radio shows and local TV shows. Dee writes on personal finance for the consumer's covering managing debt, credit cards, home mortgages, home equity loans, savings, and budgeting.

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Quick Ways to Start Saving and Start Investing

8 October 2009

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Are you waiting until you get a raise, a new job, or some other event to start saving? You shouldn’t. Start saving now so you can start investing in your future. Many of us aren’t aware of how much money we waste on a regular basis. Those pennies, nickels, and dimes can add up quickly.

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Should There Be a Credit Card in Your Future VISA

2 October 2009

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Your credit score affects more than just whether you’ll be granted a loan, mortgage or credit card.  Insurance companies look at the score as a measure of responsibility.  You may pay higher premiums for auto insurance for example if your credit score is lower than someone who has good credit.  Employers review credit reports as [...]

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Only news is bad news

1 October 2009

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In these days of Debbie Downers and Negative Neds it’s hard to keep a positive outlook, especially in the financial arena. It seems like we should all throw in the towel and slide from what is possibly the end of a recession to the depths of a depression. Don’t let that become a self fulfilling [...]

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First Time Home Buyers: Is Time Running Out?

30 September 2009

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The stimulus tax credit of $8,000 for first time home buyers expires on November 30, 2009.  That means your new house has to be signed, sealed, and delivered by the last day of November if you expect to qualify for the federal tax credit.  Is it possible to buy a house, have it inspected, appraised, [...]

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State Mandated Foreclosure Mediation Programs Fail to Help Homeowners

29 September 2009

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The National Consumer Law Center (NCLC) reviewed 25 programs in 14 states and found no evidence the programs are helping homeowners modify their mortgage loans.   The programs are self policed by the financing institutions and impose no obligations for them to act.  While it may sound like a lifesaver thrown out to homeowners, in reality [...]

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Avoid a Christmas Buying Blitz on Your Credit Cards

25 September 2009

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The beginning of September is the end of summer vacation and back to business.  Fall is a huge retail season because of the Christmas buying blitz.  And speaking of the holidays how are you planning to pay for all the festivities?  Many of us have good intentions but  end up maxing out our credit cards.  [...]

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Vaccine Proved Effective Against HIV (VXGN, OTC:VXGN)

24 September 2009

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HIV has been one of the most devastating viruses to ever hit mankind.  So far there have been no vaccines developed that have had much if any success rate in preventing the disease and its fatal consequence.  However that has all changed due to a study conducted in Thailand.  Preliminary results show that a combination [...]

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Inc. Magazine Announces The Top 100 Fastest Growing Companies

21 September 2009

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The companies must be privately held and are judged on the increase of their revenues for four years. Whether the company is profitable, has increased profits, or has had  a decline in income isn’t taken into consideration.  While the companies are announced in 2009, the performance is 2005 through 2008. The company must be based [...]

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Swine Flu N1H1, What Makes This Flu Scary (SVA, GLID, GSK, NVS)

16 September 2009

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Swine Flu, officially known as N1H1 influenza , is having a far reaching effect on every one of us. The virus was first tracked in a small town in Mexico in May of 2009 and has spread to nearly every part of the world. The World Health Organization considers it a phase 6 pandemic. Individual [...]

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Lenders Lower Spending Limits on Select Credit Card Holders

14 September 2009

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FICO announced last week  that while the lowering of spending limits by lenders may dramatically affect some card holders, the effort had little impact overall on credit scores. Nearly $100 million dollars of bad credit card debt is projected to be charged off in 2009 as consumers default in record numbers.  Lenders are countering by [...]

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