Home & Real Estate

How to Get Rid of Judgments

30 September 2011 – 1:44 pm PST

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Take it from someone in credit repair services: Having a judgment show up on your credit report sucks.  Few things can drag your score through the mud quite as quickly or effectively as a judgment being placed against you. Having a few late payment notes make their way onto your credit report isn’t exactly good [...]

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How to Get Rid of Judgments

30 September 2011 – 1:44 pm PST

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Take it from someone in credit repair services: Having a judgment show up on your credit report sucks.  Few things can drag your score through the mud quite as quickly or effectively as a judgment being placed against you. Having a few late payment notes make their way onto your credit report isn’t exactly good [...]

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This Week in Credit 9/16/2011

30 September 2011 – 1:41 pm PST

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This Week in Credit News Citibank credit card defaults rise again in August “The credit card division of Citigroup Inc. said in a regulatory filing that its default, or charge-off rate, rose to 6.92 percent of balances on an annualized basis in August, from 6.64 percent for July, according to a regulatory filing.” 5 new [...]

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Five Credit Score Fallacies to Forget

15 September 2011 – 5:31 am PST

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If you’re looking to improve your credit score, you’re probably aware of the wealth of information available to you about the subject.  What you might not know is that not all credit repair advice is given with your particular situation in mind, or sometimes even with your best interests at heart. In an effort to [...]

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Beware of Free Credit Score Promises

15 September 2011 – 5:30 am PST

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When you’re trying to fix your bad credit, you’ve no doubt come across the multitude of ads on TV and online advertising free credit scores.  What you may not be aware of though, is just how much those “free” peeks at your score may end up costing you in the long run. What you pay [...]

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This Week in Credit 9/9/2011

15 September 2011 – 5:29 am PST

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This Week’s Credit News Chairman: Okla. tax credits should face scrutiny “Oklahoma doles out hundreds of millions of dollars each year to companies in the form of tax credits and other incentives with little oversight or transparency, and there’s no way of knowing exactly how much it’s costing the state, a lawmaker complained Wednesday during [...]

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Get Me Outta This Co-Signed Loan!

15 September 2011 – 5:29 am PST

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I’m sure there are more than a few people who will read that title and ask themselves how many times they’ve wondered the same thing to themselves.  We’ve talked to a number of consumers who definitely regret signing on the dotted line, and have even posted in the past that co-signing a loan for ANYBODY [...]

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This Week in Credit 9/2/2011

15 September 2011 – 5:29 am PST

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This Week’s Credit News Principal Charged $17K on CPS Credit Card: Report “As Chicago Public Schools struggle to close a multimillion dollar budget deficit, a Near Northwest Side Principal is under fire for racking up $17,000 on his school credit card to travel overseas.” When Credit Ratings Lose Their Meaning “Which is a safer investment: [...]

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What You DON’T Have to Worry About Showing Up on Your Credit Report

15 September 2011 – 5:27 am PST

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We spend most of our time in these blogs writing about things that you have to worry about affecting your credit report and score while you’re undergoing credit repair.  Things like late or missed payments, too many inquiries, and accounts falling into collections are just a few of the things you’ll want to avoid popping [...]

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Should You Take On More Credit Accounts During Credit Repair?

31 August 2011 – 8:30 am PST

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Here’s a question you don’t normally come across when trying to improve your credit: Is there such a thing as having too much credit?  In other words, will taking on more lines of credit than you already have actually damage your credit score, or will it damage your chances at credit repair? Well, assuming you [...]

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