Personal Finance | FavStocks

How to Tell a Good Debt From a Bad One

30 September 2011 – 1:47 pm PST

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Much has been made on our credit repair services blog about the importance of staying on top of your personal finances. I’ve also written about both good and bad debts in the past, and the important distinction between the two. And yet, I keep hearing people say that all debts are bad, and anyone who [...]

What’s the Point in Maintaining Your Credit Score?

30 September 2011 – 1:46 pm PST

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I’ve seen this question asked on more than one occasion. Most of the people who ask it usually follow it up with this gem of financial wisdom: “I pay for everything with cash, so I don’t even need to worry about a credit score”. And is that what they tell lenders when they’re looking to [...]

How to Tell a Good Debt From a Bad One

30 September 2011 – 1:46 pm PST

Comments Off

Much has been made on our credit repair services blog about the importance of staying on top of your personal finances. I’ve also written about both good and bad debts in the past, and the important distinction between the two. And yet, I keep hearing people say that all debts are bad, and anyone who [...]

How to Tell a Good Debt From a Bad One

30 September 2011 – 1:46 pm PST

Comments Off

Much has been made on our credit repair services blog about the importance of staying on top of your personal finances. I’ve also written about both good and bad debts in the past, and the important distinction between the two. And yet, I keep hearing people say that all debts are bad, and anyone who [...]

What’s the Point in Maintaining Your Credit Score?

30 September 2011 – 1:46 pm PST

Comments Off

I’ve seen this question asked on more than one occasion. Most of the people who ask it usually follow it up with this gem of financial wisdom: “I pay for everything with cash, so I don’t even need to worry about a credit score”. And is that what they tell lenders when they’re looking to [...]

This Week in Credit 9/23/2011

30 September 2011 – 1:45 pm PST

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This Week in Credit News Debit or Credit? Citi Places Its Bet “Citi mailed an estimated 346 million card offers to North American customers in the third quarter, according to figures to be released later this month by Mail Monitor, a unit of research firm Synovate. That is more than one for every man, woman [...]

What’s the Point in Maintaining Your Credit Score?

30 September 2011 – 1:44 pm PST

Comments Off

I’ve seen this question asked on more than one occasion. Most of the people who ask it usually follow it up with this gem of financial wisdom: “I pay for everything with cash, so I don’t even need to worry about a credit score”. And is that what they tell lenders when they’re looking to [...]

How to Get Rid of Judgments

30 September 2011 – 1:44 pm PST

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Take it from someone in credit repair services: Having a judgment show up on your credit report sucks. Few things can drag your score through the mud quite as quickly or effectively as a judgment being placed against you. Having a few late payment notes make their way onto your credit report isn’t exactly good [...]

How to Get Rid of Judgments

30 September 2011 – 1:44 pm PST

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Take it from someone in credit repair services: Having a judgment show up on your credit report sucks. Few things can drag your score through the mud quite as quickly or effectively as a judgment being placed against you. Having a few late payment notes make their way onto your credit report isn’t exactly good [...]

This Week in Credit 9/16/2011

30 September 2011 – 1:41 pm PST

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This Week in Credit News Citibank credit card defaults rise again in August “The credit card division of Citigroup Inc. said in a regulatory filing that its default, or charge-off rate, rose to 6.92 percent of balances on an annualized basis in August, from 6.64 percent for July, according to a regulatory filing.” 5 new [...]